Bank Index

Young Americans Bank

Bank · Denver, United States · overall 4.8 / 10

Open in Bank Index

How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Young Americans Bank is recorded in the global register as a bank in Denver, United States. The register shows its licence as licensed. Total assets 0.02 bn USD at 2026-06-30. It reports 2 offices. Established 1987. Collected from open registers.

On its own website: “Young Americans Center & Bank empowers youth (under 22) through banking, entrepreneurship, and financial literacy programs. Join the “Take Charge” generation today.”

Legal name
Young Americans Bank
Licence confirmed
yes, on a regulator's own list
Established
1987
Website
yacenter.org

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.5Financial strength & stability
· source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
3.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Inactive Account – No transaction for three years or more with less than a $100 balance per month $1 fee per month Dormant Account – No transaction for three years or mor” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.