Bank Index

Yapeal AG

E-money or payment institution · Zürich, Switzerland · overall 5.0 / 10

Open in Bank Index

How this 5.0 is built

Average of 10 scored needs: 5.0. Regulation in Switzerland: 98/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Yapeal AG is recorded in the global register as an e-money or payment institution in Zürich, Switzerland. The register names Swiss Financial Market Supervisory Authority as its regulator and shows the licence as licensed. Established 2018. Collected from open registers.

On its own website: “Discover YAPEAL’s Swiss-made FinTech digital platform. From instant to integrated, boost your revenue with our Embedded Finance and Swiss business account solutions.”

Legal name
Yapeal AG
Regulated by
Swiss Financial Market Supervisory Authority
Licence confirmed
yes, on a regulator's own list
Established
2018
LEI
50670087OZBZ0N428066
Website
yapeal.ch

Scores, 0 to 10

7.5Lowest fees
The account has no monthly fee. It stops short of 10 because international transfer and card prices were not part of this evidence. (Free) Read as: “Price Plans” · source
6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Fast digital onboarding
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
6.0Online businesses: e-commerce and SaaS
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Fintech companies that need a partner bank
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Startups & VC-backed companies
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.0Business cards (Visa, Mastercard)
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
4.5Cross-border payments, FX and multi-currency accounts
The company names SEPA, SWIFT. The score is held back because the FX margin and the number of currencies were not published in this evidence. Read as: “Payments” · source
4.0Financial strength & stability
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
3.5Trade, manufacturing & import-export
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
2.0Best interest on business balances
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.