Worldpay

Payment service provider · London, United Kingdom

Worldpay (UK) Limited is the British company behind the Worldpay card acquiring business. Companies House shows it at The Walbrook Building, 25 Walbrook in London, incorporated on 15 July 2010 under the name Ship Bidco Limited. The FCA e-money firms list shows it as an authorised electronic money institution under firm reference 1031413 with effect from 19 November 2025. Worldpay takes card, wallet and local method payments online and in store, runs fraud screening, authentication, disputes, a card vault and reporting, issues virtual cards to pay suppliers, and sends payouts to more than 180 countries in over 135 currencies. It says the enterprise side alone processes USD 2.3 trillion a year. Global Payments completed its purchase of Worldpay in January 2026. The register entry for this firm gives an Atlanta address, which is the owner's head office rather than the UK company's.

Legal name: WORLDPAY (UK) LIMITED
Regulated by: FCA (UK authorised electronic money institution 1031413)
Licence confirmed: yes, on a regulator's own list
Established: 2010
Website: www.worldpay.com

Scores, 0 to 10

8.0Crypto-friendly bank

Runs a dedicated crypto industry line for exchanges with 135-currency acceptance, cross-border payouts and stablecoin settlement plus chargeback indemnification, and cites two Crypto AM Payment Service Provider of the Year awards. · source

8.0On-ramp: buy crypto with fiat

Worldpay acquires card and local payment methods in 135 currencies for crypto exchanges, with fraud screening and full chargeback indemnification, so card-to-crypto purchases are a named vertical. · source

7.5Online businesses: e-commerce and SaaS

Online and omnichannel acceptance, marketplace onboarding and seller payouts, a card vault, dynamic routing and dispute management, with the enterprise business alone processing USD 2.3 trillion a year. Embedded payments for software platforms, recurring and one-time payment optimisation, a card vault and reporting APIs, but no receiving accounts and no revenue-based financing. · source

7.5High-risk verticals (iGaming, cannabis, adult, forex)

Works with more than 200 licensed gaming operators including Bet365, DraftKings, FanDuel, Entain and Flutter and runs a crypto industry line, but publishes no policy on adult content, cannabis or CBD. · source

7.0United Kingdom

FCA authorised electronic money institution 1031413 registered in London, acquiring for merchants from small business to enterprise with no joining fee and next-day settlement. · source

7.0United States

Worldpay grew out of US card processing under Vantiv, its owner Global Payments is Atlanta-based, and its payouts include domestic ACH and domestic wire. · source

7.0Customer satisfaction

Trustpilot 4.2 out of 5 from 10,415 reviews, 70 percent five star and 25 percent one star. · source

7.0Off-ramp: crypto to fiat in a business account

Exchanges use Worldpay push-to-card and push-to-bank payouts to return fiat to customers in near real time; Worldpay itself does not buy crypto from anyone. · source

7.0Stablecoins (USDC, USDT and others)

Merchants can settle in USDC since 2022 and USDG on Solana since April 2025 as a Global Dollar Network member, and clients can pay out in stablecoins to 180+ markets through BVNK announced in May 2025. · source

6.0Europe (EU, EEA, Switzerland)

The owner's local market list covers Austria, Czech Republic, Germany, Greece, Hungary, Ireland, Malta, Poland, Romania, Slovakia and Spain, and the multi-currency table includes EUR and DKK. · source

6.0Fintech companies that need a partner bank

Sells acquiring with integrated FX and global payouts to money transfer firms, trading and investment platforms, insurers and banks, naming Panda Remit and Experian. · source

6.0Financial strength & stability

Part of Global Payments since January 2026 in a deal worth about USD 24.25 billion, after GTCR bought 55 percent in 2023 at an USD 18.5 billion valuation; the UK entity itself is unrated and publishes no accounts. · source

5.5Asia-Pacific (SG, HK, AU, JP, KR)

Local markets include Australia, China, Hong Kong, Macau, Taiwan, India, Malaysia, Philippines, Singapore, Maldives and Sri Lanka, and the multi-currency table covers AUD, CNY, HKD, JPY, KRW, SGD and TWD. · source

5.5Cross-border payments, FX and multi-currency accounts

More than 135 currencies at checkout and payouts to over 180 countries with integrated FX, but no FX margin is published anywhere on the site. Multi-currency pricing, global payouts and virtual card issuing to pay suppliers, but no cash pooling, hedging or multi-entity account structure. · source

5.5Business cards (Visa, Mastercard)

Worldpay Issuing creates virtual cards to pay suppliers and payouts push to Visa and Mastercard cards, but there is no business debit or credit card account product with spend controls. · source

5.0Canada

Canada appears in English and French among the owner's local markets, and the multi-currency processing table includes CAD. · source

5.0Latin America, Africa & South Asia

Local markets include Mexico, Chile and Bermuda, the multi-currency table covers BRL, MXN and ZAR, and the crypto page describes a merchant enabling card acceptance in Latin America. · source

5.0Fast digital onboarding

UK small businesses can apply online with no joining fee and get a quote, but no time to go live is published and the online route ties the merchant in for 18 months. · source

4.0Accept crypto payments

Merchants can take card sales settled in USDC or USDG, with EU stablecoin settlement through Zerohash per a June 2026 Worldpay article, but no product lets shoppers pay in crypto at checkout. · source

3.5Startups & VC-backed companies

The offer runs from small and mid-sized businesses to enterprise, with no startup programme, no financing and no published path for pre-revenue companies. · source

3.5Foreign-owned & non-resident companies

Worldpay publishes no policy on onboarding foreign-owned or non-resident companies; UK applications go through a quote process with no stated acceptance criteria. · source

3.0Lowest fees

No rates are published for UK small businesses, only tailored custom pricing, and online applications require a minimum 18-month contract. · source

2.0Best interest on business balances

Worldpay sells acquiring, payouts and card issuing rather than accounts, so no interest, savings or treasury sweep product is published. · source

1.5Trade, manufacturing & import-export

No letters of credit, guarantees or supply-chain finance; the products are acceptance, fraud tools, payouts and issuing. · source

1.0Crypto wallet and custody for a business

Worldpay does not hold crypto for merchants: stablecoin settlement goes to the merchant's own wallet and its BVNK payouts are built so clients never hold stablecoins, checked September 2026. · source

1.0Bitcoin

Worldpay processes fiat payments for exchanges and offers no bitcoin buying, holding or transfer, checked September 2026. · source

1.0Ethereum

No ether or token service is offered; its digital asset support covers stablecoins only, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.