Bank Index
Western Commerce Bank
Bank · Carlsbad, United States · overall 5.3 / 10
How this 5.3 is built
Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.
Western Commerce Bank is recorded in the global register as a bank in Carlsbad, United States. The register shows its licence as licensed. Total assets 0.86 bn USD at 2026-06-30. It reports 12 offices. Established 1961. Collected from open registers.
- Legal name
- Western Commerce Bank
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1961
- LEI
- 5493001SP13TNR6TUJ97
- Website
- wcb.net
Scores, 0 to 10
7.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “You may use our Bill Pay service for three (3) months with no service charges, thereafter you will be charged a monthly service fee of $5.95, with unlimited transactions” · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.