wealthAPI

E-money or payment institution · Berlin, Germany · overall 4.5 / 10

Open in Bank Index

How this 4.5 is built

Average of 10 scored needs: 4.5. Regulation in Germany: 94/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

wealthAPI GmbH is recorded in the global register as an e-money or payment institution in Berlin, Germany. The register names — as its regulator and shows the licence as licensed. Established 2014. Collected from open registers.

On its own website: “Mit unserer BaFin lizensierten Datenkompetenz ermöglichen wir das Erschließen neuer Anwendungsfälle und Wachstumsfelder im Bereich Open Finance.”

Legal name: wealthAPI GmbH
Regulated by: —
Licence confirmed: yes, on a regulator's own list
Established: 2014
LEI: 391200M1AX1PR7I4PI67
Website: wealthapi.eu

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Fast digital onboarding

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

6.0Online businesses: e-commerce and SaaS

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Fintech companies that need a partner bank

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Startups & VC-backed companies

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.0Cross-border payments, FX and multi-currency accounts

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.0Business cards (Visa, Mastercard)

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

4.0Financial strength & stability

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

3.5Trade, manufacturing & import-export

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

2.5Lowest fees

The monthly fee is EUR 450. Transfer and card prices were not part of this evidence, so the score speaks for the monthly fee. (wealthAPI Data configurator at 10000 active users) Read as: “ESTIMATED / MONTH” · source

2.0Best interest on business balances

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.