Utilities Employees Credit Union

Credit union · Reading, United States · overall 2.8 / 10

How this 2.8 is built

Average of 12 scored needs: 2.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Utilities Employees is recorded in the global register as a credit union in Reading, United States. Total assets 1.51 bn USD at 2026-03-31. Collected from open registers.

On its own website: “Utilities Employees Credit Union (UECU) is a trusted financial partner offering competitive rates on savings, loans, and financial wellness.”

Legal name: Utilities Employees
Licence confirmed: not confirmed yet
Website: uecu.org

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Best interest on business balances

A credit union serves a defined membership in one area and does not sell international business banking. · source

5.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Minimum daily balance of $2,500 required to avoid $10.00 monthly fee” · source

5.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

4.0Cross-border payments, FX and multi-currency accounts

Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

4.0Fast digital onboarding

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.5Business cards (Visa, Mastercard)

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.0Startups & VC-backed companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Crypto-friendly bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Fintech companies that need a partner bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Online businesses: e-commerce and SaaS

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Trade, manufacturing & import-export

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Foreign-owned & non-resident companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0High-risk verticals (iGaming, cannabis, adult, forex)

A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.