UNIVERSITY OF MICHIGAN

Credit union · Ann Arbor, United States · overall 2.8 / 10

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How this 2.8 is built

Average of 12 scored needs: 2.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

UNIVERSITY OF MICHIGAN is recorded in the global register as a credit union in Ann Arbor, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 1.45 bn USD at 2026-06-30. Established 1954. Collected from open registers.

On its own website: “Join a trusted Michigan credit union for checking, savings, loans and mortgages. UMCU is a community credit union serving 119,000 members. ✓ Join us today!”

Regulated by: NCUA
Licence confirmed: yes, on a regulator's own list
Established: 1954
Website: umcu.org

Scores, 0 to 10

7.5Financial strength & stability

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Lowest fees

The account escapes its monthly charge only on a condition the bank sets, so the price depends on the balance a business keeps. It reads: “No Monthly Maintenance Fee if $2,000 Balance is Maintained” · source

5.5Best interest on business balances

A credit union serves a defined membership in one area and does not sell international business banking. · source

4.0Fast digital onboarding

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.5Business cards (Visa, Mastercard)

A credit union serves a defined membership in one area and does not sell international business banking. · source

2.0Startups & VC-backed companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Crypto-friendly bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Fintech companies that need a partner bank

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.5Online businesses: e-commerce and SaaS

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Cross-border payments, FX and multi-currency accounts

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Trade, manufacturing & import-export

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0Foreign-owned & non-resident companies

A credit union serves a defined membership in one area and does not sell international business banking. · source

1.0High-risk verticals (iGaming, cannabis, adult, forex)

A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.