University Bank (MI)

Bank · Ann Arbor, United States · overall 5.3 / 10

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

University Bank is recorded in the global register as a bank in Ann Arbor, United States. The register shows its licence as licensed. Total assets 1.24 bn USD at 2026-06-30. It reports 2 offices. Established 1890. Collected from open registers.

On its own website: “Your Local Community Bank - Offering personal and business banking solutions, and mortgage lending, in Ann Arbor and Ypsilanti, Michigan.”

Legal name: University Bank
Licence confirmed: yes, on a regulator's own list
Established: 1890
LEI: 549300IFOE4SCP384147
Website: www.university-bank.com/

Scores, 0 to 10

6.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “University Business Plus Minimum opening balance is $1,000 Interest Bearing Monthly service charge of $10 applies if the daily average balance falls b” · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.