Bank Index

United Midwest Savings Bank

Bank · Degraff, United States · overall 5.9 / 10

Open in Bank Index

How this 5.9 is built

Average of 6 scored needs: 5.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

United Midwest Savings Bank, National Association is recorded in the global register as a bank in Degraff, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 0.52 bn USD at 2026-06-30. It reports 6 offices. Established 1889. Collected from open registers.

On its own website: “Experience banking excellence with United Midwest. Apply for SBA loans, explore our lending services, and enjoy competitive rates and great customer service.”

Legal name
United Midwest Savings Bank, National Association
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1889
LEI
2549001D7C68ND5CZH86
Website
umwsb.com

Scores, 0 to 10

8.0Financial strength & stability
· source
7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “00 No monthly service charge Up to 200 debit check transaction items per month for free & $0” · source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.