Bank Index

United Community Bank (LA)

Bank · Raceland, United States · overall 5.7 / 10

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How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

United Community Bank is recorded in the global register as a bank in Raceland, United States. The register shows its licence as licensed. Total assets 0.67 bn USD at 2026-06-30. It reports 11 offices. Established 1964. Collected from open registers.

On its own website: “Learn more about the premiere community bank in southern Louisiana. United Community Bank provides solutions for both personal & business banking.”

Legal name
United Community Bank
Licence confirmed
yes, on a regulator's own list
Established
1964
Website
ucbanking.com

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “00 monthly service charge* 300 transaction items per cycle‡ ($0.45 each thereafter) *Fee will be waived for accounts that maintain a daily balance of” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.