United Bank - Personal & Small Business

Bank · Fairfax, United States · overall 5.7 / 10

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

United Bank is recorded in the global register as a bank in Fairfax, United States. The register shows its licence as licensed. Total assets 33.64 bn USD at 2026-06-30. It reports 237 offices. Established 1982. Collected from open registers.

On its own website: “United Bank offers personal banking, business banking, and wealth management services to meet your financial needs across eight states — Virginia, West Virginia, Maryland, North Carolina, South Carolina, Pennsylvania, Ohio, and Georgia — and Washington, D.C.”

Legal name: United Bank
Licence confirmed: yes, on a regulator's own list
Established: 1982
Website: www.bankwithunited.com/

Scores, 0 to 10

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Transactions above 500 per month are only $0.25 each” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.