Troy Bank & Trust Company

Bank · Troy, United States · overall 5.4 / 10

How this 5.4 is built

Average of 6 scored needs: 5.4. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Troy Bank & Trust Company is recorded in the global register as a bank in Troy, United States. The register shows its licence as licensed. Total assets 1.60 bn USD at 2026-06-30. It reports 13 offices. Established 1906. Collected from open registers.

Legal name: Troy Bank & Trust Company
Licence confirmed: yes, on a regulator's own list
Established: 1906
LEI: 549300N968Y85YXDX139
Website: troybankandtrust.com

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “No monthly service charge, designed for businesses of any size, it’s a great basic account.” · source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.