TRIPLE A TECHNOLOGIES PTE. LTD.

Payment service provider · Singapore, Singapore

Triple-A moves money for businesses by putting stablecoins in the middle and local bank rails at each end. A merchant can take payment in stablecoins at checkout, receive to a named IBAN, or send payouts in more than 30 local currencies across more than 70 countries, and Triple-A converts so the business never holds a digital asset on its balance sheet. It was incorporated in Singapore in 2020 and holds its own licences in Singapore, France, the United States and Canada. Named client sectors include e-commerce, travel, gaming, creator platforms, digital banks and cross-border trade.

Legal name: Triple A Technologies Pte. Ltd.
Regulated by: MAS (Singapore: Major Payment Institution PS20200525), ACPR and AMF (France: Paytop SAS, payment institution and crypto-asset service provider A2026-015), FinCEN (US: MSB 31000330633586) and US state regulators (NMLS 2514255), FINTRAC (Canada: foreign money service business C10001348) and Bank of Canada (retail payment service provider)
Licence confirmed: yes, on a regulator's own list
Established: 2020
Website: triple-a.io

Scores, 0 to 10

9.5Accept crypto payments

Merchants take USDT, USDC, PYUSD, BTC and ETH at checkout, by invoice, hosted page or API with a guaranteed rate and settlement in 47 local currencies or stablecoins; the standard merchant fee is not published. · source

9.0Off-ramp: crypto to fiat in a business account

Crypto received from customers is converted and settled to the company's bank account in any of 47 currencies at a guaranteed rate, with partial settlements and reconciliation files, and local currency payouts reach more than 50 countries. · source

9.0Stablecoins (USDC, USDT and others)

Businesses accept USDT, USDC and PYUSD on five networks, settle in stablecoins or local currency, and pay sellers, contractors and partners in stablecoins funded with local currency through its payout API. · source

7.5Crypto-friendly bank

Digital-asset payments are the core product and Triple-A holds an AMF CASP registration in France and an MAS licence, but it serves businesses accepting stablecoins rather than banking crypto exchanges. · source

6.5Asia-Pacific (SG, HK, AU, JP, KR)

Licensed by MAS as a Major Payment Institution (PS20200525) since 2021 with instant SGD payouts and same-day or instant coverage in Hong Kong, Japan, South Korea, Indonesia and the Philippines. · source

6.5Fintech companies that need a partner bank

Digital banks, wallets, EMIs, processors, gateways and platforms are named industries, and PSPs and marketplaces can onboard sub-merchants under a defined policy. · source

6.5Online businesses: e-commerce and SaaS

Checkout acceptance, multicurrency collection accounts and payouts in 70+ countries, with e-commerce, luxury marketplaces, travel and hospitality as named verticals. APIs, hosted checkout and stablecoin collection suit digital-native businesses, and professional services and IT solutions are named verticals; there is no accounting integration list or revenue-based financing. · source

6.0Europe (EU, EEA, Switzerland)

Paytop SAS trades as Triple-A EU with an ACPR payment institution licence and an AMF crypto-asset service provider registration (A2026-015), and euro payouts run over SEPA instant or T plus one. · source

6.0Cross-border payments, FX and multi-currency accounts

30+ payout currencies in 70+ countries with instant or same-day settlement on most corridors, but no FX margin is published and there is no multi-currency holding account beyond named IBANs. Multicurrency accounts with named IBANs, stablecoin on and off ramps and global payouts, but no cash pooling, hedging or credit. · source

6.0Customer satisfaction

Trustpilot shows 3.6 out of 5 from 392 reviews for triple-a.io. · source

6.0On-ramp: buy crypto with fiat

Companies can fund a Triple-A account in local currency to send stablecoin payouts, but there is no product for a company to buy and keep BTC or ETH. · source

5.5United States

Triple A Technologies Inc. is registered with FinCEN as an MSB (31000330633586) and licensed as a money transmitter in various states under NMLS 2514255, with instant USD payouts. · source

5.5Latin America, Africa & South Asia

Instant local payouts in Brazil, Colombia, India, Kenya, Mexico, Nigeria and Peru, same-day in Bolivia, Costa Rica, Guatemala and South Africa, all through partner bank rails rather than local licences. · source

5.5Foreign-owned & non-resident companies

The company says it operates in over 120 countries and onboards merchants and PSPs worldwide, but publishes no policy specific to non-resident owners and no accepted-country list. · source

5.5Crypto wallet and custody for a business

Besides local currency accounts, Triple-A offers merchant custody accounts that are owed and settled in crypto, under its MAS licence and the AMF CASP custody authorisation of Paytop SAS dated 21 May 2026, but it is a payments balance rather than a treasury custody product. · source

5.0Canada

Registered with FINTRAC as a foreign money service business (C10001348) and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act; CAD payouts settle T plus one. · source

5.0Financial strength & stability

Licensed in four jurisdictions and backed by Peak XV and Shorooq, but privately held with no published accounts, capital position or rating. · source

5.0Bitcoin

Merchants can accept BTC on-chain and over Lightning and settle it to fiat, but cannot buy BTC or use it for treasury in a Triple-A account. · source

4.5Fast digital onboarding

Signup exists on the site but enterprise onboarding runs through a sales team with enhanced due diligence for PSPs and marketplaces; no time to open is published. · source

4.5High-risk verticals (iGaming, cannabis, adult, forex)

The published policy prohibits on-site sexual services for everyone and off-site adult content for marketplaces, and restricts CBD for merchants while prohibiting it for marketplaces; gaming is served but licensed gambling is not addressed as accepted. · source

4.5Ethereum

ETH is accepted on the Ethereum network for invoices and checkout and settled to fiat; there is no ETH buying, token treasury or staking. · source

4.0United Kingdom

GBP payouts to UK bank accounts settle instantly and the UK is inside the listed SEPA coverage, but Triple-A holds no FCA authorisation of its own. · source

4.0Startups & VC-backed companies

There is a signup route and API documentation, but no startup programme, no financing and the marketing targets enterprises with 1,000+ existing enterprise clients. · source

4.0Trade, manufacturing & import-export

Cross-border trade payments to suppliers and distributors are a named use case, but there are no letters of credit, guarantees or supply-chain finance. · source

3.5Middle East & Gulf

AED payouts to UAE bank accounts settle instantly, but Triple-A holds no GCC licence and offers no free-zone or mainland company onboarding. · source

3.5Lowest fees

Triple-A publishes no price list; the pricing URL is a dead page and quotes come through a sales conversation. · source

3.0Best interest on business balances

No interest, yield or treasury sweep on balances is offered and none is described anywhere on the site. · source

1.0Business cards (Visa, Mastercard)

Triple-A issues no business cards; the products are checkout, business payments, multicurrency accounts, payouts and white-label remittance. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.