Texas Gulf Bank

Bank · Houston, United States · overall 5.8 / 10

How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Texas Gulf Bank, National Association is recorded in the global register as a bank in Houston, United States. The register shows its licence as licensed. Total assets 0.73 bn USD at 2026-06-30. It reports 9 offices. Established 1913. Collected from open registers.

On its own website: “Texas Gulf Bank is an independently owned and operated community bank with locations in Harris, Galveston and Brazoria counties.”

Legal name: Texas Gulf Bank, National Association
Licence confirmed: yes, on a regulator's own list
Established: 1913
LEI: 54930031J0Z4IG9PQZ65
Website: www.texasgulfbank.com/

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “If the Monthly Activity Cost is less than or equal to the Monthly Earnings Credit, there is no Service Charge for the month. If the Monthly Activity Cost is greater than the Monthly Earnings Credit, the difference is the” · source

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.