Bank Index

Texas First Bank

Bank · Texas City, United States · overall 5.3 / 10

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How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Texas First Bank is recorded in the global register as a bank in Texas City, United States. The register shows its licence as licensed. Total assets 2.35 bn USD at 2026-06-30. It reports 28 offices. Established 1982. Collected from open registers.

On its own website: “Providing personal and business banking, financing, lending, investment, & insurance solutions in the Houston & Galveston area. Visit your nearest location today!”

Legal name
Texas First Bank
Licence confirmed
yes, on a regulator's own list
Established
1982
LEI
5493007WOQE7MEFUB492
Website
texasfirst.bank

Scores, 0 to 10

6.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “45 each thereafter $10 monthly fee waived with $3,000 daily minimum balance Bill Pay available for a low monthly fee of $8 ADDITIONAL BENEFITS Mobile” · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.