SR Saphirstein AG

E-money or payment institution · Zürich, Switzerland · overall 4.3 / 10

Open in Bank Index

How this 4.3 is built

Average of 10 scored needs: 4.3. Regulation in Switzerland: 98/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

SR Saphirstein AG is recorded in the global register as an e-money or payment institution in Zürich, Switzerland. The register names Swiss Financial Market Supervisory Authority as its regulator and shows the licence as licensed. Established 2018. Collected from open registers.

On its own website: “Swiss licensed deposit-taking fintech. NFT as your multi-currency cash account for instant payments. Extend your crypto wallet to also manage your fiat cash.”

Legal name: SR Saphirstein AG
Regulated by: Swiss Financial Market Supervisory Authority
Licence confirmed: yes, on a regulator's own list
Established: 2018
LEI: 50670061H68LI9ZYF622
Website: fiat24.com

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Fast digital onboarding

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

6.0Online businesses: e-commerce and SaaS

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Lowest fees

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Fintech companies that need a partner bank

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.5Startups & VC-backed companies

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

5.0Business cards (Visa, Mastercard)

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

4.0Financial strength & stability

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

3.5Trade, manufacturing & import-export

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

2.0Best interest on business balances

An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

0.0Cross-border payments, FX and multi-currency accounts

The company . The score is held back because the FX margin and the number of currencies were not published in this evidence. Read as: “Spending Rules” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.