SpiritBank

Bank · Tulsa, United States · overall 5.1 / 10

How this 5.1 is built

Average of 6 scored needs: 5.1. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

SpiritBank is recorded in the global register as a bank in Tulsa, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 0.91 bn USD at 2026-06-30. It reports 6 offices. Established 1916. Collected from open registers.

On its own website: “Discover SpiritBank's personal & business banking in Tulsa, Sapulpa & Bristow. Member FDIC. Equal Housing Lender. Experience community banking!”

Legal name: SpiritBank
Regulated by: Federal Deposit Insurance Corporation
Licence confirmed: yes, on a regulator's own list
Established: 1916
LEI: 549300HUGQ1D4T4GJH13
Website: spiritbank.com

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Financial strength & stability

· source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$10 monthly service charge” · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.