Bank Index
Spectra Bank
Bank · Fort Worth, United States · overall 4.9 / 10
How this 4.9 is built
Average of 6 scored needs: 4.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.
Spectra Bank is recorded in the global register as a bank in Fort Worth, United States. The register names FDIC / Texas as its regulator and shows the licence as licensed. Total assets 0.13 bn USD at 2026-06-30. It reports 2 offices. Established 1986. Collected from open registers.
- Legal name
- Spectra Bank
- Regulated by
- FDIC / Texas
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1986
- Website
- www.spectra.bank/
Scores, 0 to 10
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Financial strength & stability
· source
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.