Bank Index
SouthPoint Bank
Bank · Birmingham, United States · overall 4.8 / 10
Open in Bank Index
How this 4.8 is builtAverage of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.
SouthPoint Bank is recorded in the global register as a bank in Birmingham, United States. The register shows its licence as licensed. Total assets 1.36 bn USD at 2026-06-30. It reports 11 offices. Established 2005. Collected from open registers.
On its own website: “SouthPoint Bank offers reliable banking solutions tailored for you. Experience exceptional service and support for all your financial needs.”
- Legal name
- SouthPoint Bank
- Licence confirmed
- yes, on a regulator's own list
- Established
- 2005
- LEI
- 254900E9QYJ6OX8QXL76
- Website
- southpoint.bank
Scores, 0 to 10
6.0United StatesLicensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. ·
source 5.5Cross-border payments, FX and multi-currency accountsHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 5.0Lowest feesThe bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$10 monthly service fee (can be waived)” ·
source 5.0Best interest on business balancesHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 5.0Trade, manufacturing & import-exportHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 4.5Fast digital onboardingHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 3.5Financial strength & stability Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.