Bank Index

Southern First Bank

Bank · Greenville, United States · overall 5.1 / 10

Open in Bank Index

How this 5.1 is built

Average of 6 scored needs: 5.1. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Southern First Bank is recorded in the global register as a bank in Greenville, United States. The register shows its licence as licensed. Total assets 4.70 bn USD at 2026-06-30. It reports 12 offices. Established 2000. Collected from open registers.

On its own website: “Relationship-first banking for individuals and businesses that you can rely on to manage your finances any time, any place.”

Legal name
Southern First Bank
Licence confirmed
yes, on a regulator's own list
Established
2000
LEI
549300PP6R8WIOP60124
Website
southernfirst.com

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
· source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$15 monthly service fee (earnings credit rate for investable balances offsets fee)” · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.