Solidgate

E-money or payment institution · Nicosia, Cyprus

Solid Processing Limited trades as Solidgate and is a Cypriot electronic money institution licensed by the Central Bank of Cyprus, not by CySEC, which supervises investment firms instead. Its licence number is 115.1.3.58, granted on 23 August 2023, with the start of operations permit on 10 October 2023 and an extension approved on 21 November 2024. The company runs payment orchestration across many providers, its own card acquiring, subscription billing, antifraud, chargeback representment and a tax module, and it sells business accounts in EUR, USD and GBP with their own IBANs, SEPA Instant over RT1 and TIPS and direct SWIFT. It employs 275 people from Nicosia with offices in Warsaw and Kyiv and says it serves merchants in more than 150 countries. Prices are not published: Solidgate says cost depends on volume and product mix and asks for a conversation.

Legal name: Solid Processing Limited
Regulated by: Central Bank of Cyprus (electronic money institution 115.1.3.58)
Licence confirmed: yes, on a regulator's own list
Established: 2016
Website: solidgate.com

Scores, 0 to 10

8.0Online businesses: e-commerce and SaaS

Built-in card acquiring plus alternative payment methods, chargeback representment, prevention alerts, an antifraud engine, a tax module and prebuilt plugins for Shopify and WooCommerce. A dedicated SaaS product with network tokenization, account updater, smart routing with failover, decline-reason-aware retries, subscription billing and a built-in tax module. · source

6.5Europe (EU, EEA, Switzerland)

Central Bank of Cyprus e-money licence 115.1.3.58 since 23 August 2023, passported across the EEA on a freedom to provide services basis, with EUR IBANs, SEPA Instant over RT1 and TIPS and its own card acquiring. · source

6.5Fast digital onboarding

Signup is online in minutes with a compliance review and an account described as fully operational in days rather than months, and acquiring can go live in as little as one day. · source

5.0Cross-border payments, FX and multi-currency accounts

Multi-currency settlement on acquiring, accounts in EUR, USD and GBP, exchange between own accounts, a direct SWIFT connection and payouts in any currency via Visa Direct and Mastercard, but no currency count and no FX margin are published. Accounts in EUR, USD and GBP with unique IBANs, exchange between own accounts and mass payouts in one click, but no cash pooling, no hedging and no credit line. · source

4.5Startups & VC-backed companies

Onboarding takes days and no minimum volume is stated, but there is no startup programme, no venture debt, no cap table integration and no published pricing to plan against. · source

4.5Financial strength & stability

Privately held with no published financial statements, but a Central Bank of Cyprus e-money licence held since 2023 and 275 employees across Nicosia, Warsaw and Kyiv. · source

4.0Fintech companies that need a partner bank

Solidgate orchestrates other payment providers for merchants through hundreds of connectors, but sells no safeguarding accounts and no indirect rail access to licensed payment firms. · source

4.0Customer satisfaction

No usable review data exists. The Trustpilot profile carries three reviews, and Solidgate sells payment orchestration to merchants, so there is no consumer app rating either. · source

4.0Foreign-owned & non-resident companies

No list of accepted countries and no ownership rules are published; onboarding is an online application followed by a compliance review that asks only for what it needs. · source

3.5Crypto-friendly bank

Solidgate publishes no position on crypto clients: its legal section holds only terms of use, privacy, cookie and complaints policies, with no acceptable use policy and no prohibited business list. · source

3.5Lowest fees

Solidgate publishes no rate card at all and states that exact pricing depends on your volume and product mix, so there is nothing to compare against another provider. · source

3.5Business cards (Visa, Mastercard)

Corporate cards are listed under the treasury product alongside global accounts and payouts, but no card limits, spend controls, FX markup or fees are published. · source

3.5High-risk verticals (iGaming, cannabis, adult, forex)

No prohibited business policy is published and the solutions pages cover only SaaS, subscription and e-commerce merchants, so there is no stated route for gambling, adult or forex operators. · source

2.0Best interest on business balances

The business account page offers holding, sending, receiving, exchange and payouts and lists no interest, savings or treasury sweep on balances. · source

1.0Trade, manufacturing & import-export

No letters of credit, guarantees, documentary collections or supply chain finance; the products are acquiring, orchestration, billing and accounts. · source

1.0Crypto wallet and custody for a business

Solidgate is a Cyprus e-money institution and acquirer with no crypto custody or wallet; its payment docs and method catalogue contain no crypto product, checked September 2026. · source

1.0Accept crypto payments

Solidgate's alternative payment method catalogue lists no crypto or stablecoin option, and its own 2026 guide describes crypto acceptance as niche without offering it, checked September 2026. · source

1.0Bitcoin

No bitcoin acceptance, buying or holding appears in Solidgate's payment methods or docs, checked September 2026. · source

1.0Ethereum

No ether product appears in Solidgate's payment methods or docs, checked September 2026. · source

1.0Stablecoins (USDC, USDT and others)

No stablecoin acceptance, settlement or payouts appear in Solidgate's payment methods or docs, checked September 2026. · source

Sources

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