Bank Index

SERVICE FIRST

Credit union · Sioux Falls, United States · overall 3.0 / 10

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How this 3.0 is built

Average of 12 scored needs: 3.0. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

SERVICE FIRST is recorded in the global register as a credit union in Sioux Falls, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 0.21 bn USD at 2026-06-30. Collected from open registers.

On its own website: “Service First Federal Credit Union is your trusted guide toward financial freedom. Our team will help you achieve financial literacy and monetary goals.”

Regulated by
NCUA
Licence confirmed
yes, on a regulator's own list
Website
servicefirstfcu.org

Scores, 0 to 10

7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Get business done No minimum balance No monthly fees Access to over 85,000 surcharge-free ATMs Contact Us Today! Mobile & Online Banking You have all the tools you need t” · source
7.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking.
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking.

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.