Bank Index

Security State Bank & Trust (TX)

Bank · Fredericksburg, United States · overall 5.8 / 10

Open in Bank Index

How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Security State Bank & Trust is recorded in the global register as a bank in Fredericksburg, United States. The register shows its licence as licensed. Total assets 2.18 bn USD at 2026-06-30. It reports 22 offices. Established 1941. Collected from open registers.

On its own website: “Founded in 1941 in Fredericksburg, Texas, Security State Bank & Trust is a community bank offering all the things most big banks do, made personal.”

Legal name
Security State Bank & Trust
Licence confirmed
yes, on a regulator's own list
Established
1941
LEI
549300KLIO6FT2J64B78
Website
www.ssbtexas.com/

Scores, 0 to 10

7.5Lowest fees
The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “A simple option with no monthly fee and no minimum balance” · source
7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.