Bank Index

Royal Bank

Bank · Elroy, United States · overall 5.7 / 10

Open in Bank Index

How this 5.7 is built

Average of 6 scored needs: 5.7. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Royal Bank is recorded in the global register as a bank in Elroy, United States. The register shows its licence as licensed. Total assets 0.82 bn USD at 2026-06-30. It reports 21 offices. Established 1932. Collected from open registers.

On its own website: “Royal Bank is a community bank. Our customers’ money & decisions about their money stay local. We dream big, find solutions & make things happen together.”

Legal name
Royal Bank
Licence confirmed
yes, on a regulator's own list
Established
1932
LEI
549300YKMWXBZEEA1471
Website
www.royalbank-usa.com/

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Debit Card Monthly Fee NO CHARGEwith 5+ transactions/mo; $1/mo if less than 5 transactions/mo NO CHARGEwith 5+ transactions/mo; $1/mo if less than 5 transactions/mo NO CHARGE” · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.