Bank Index

Ribbon plc

E-money or payment institution · GIBRALTAR, Gibraltar · overall 4.7 / 10

Open in Bank Index

How this 4.7 is built

Average of 10 scored needs: 4.7. Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

RIBBON PLC is recorded in the global register as an e-money or payment institution in GIBRALTAR, Gibraltar. The register names Gibraltar Financial Services Commission as its regulator and shows the licence as licensed. Established 2020. Collected from open registers.

On its own website: “Ribbon global offer a digital financial services super-app with a debit card, personalised financial management tools, analytics and more”

Legal name
RIBBON PLC
Regulated by
Gibraltar Financial Services Commission
Licence confirmed
yes, on a regulator's own list
Established
2020
LEI
98450095DBF5DE1DB005
Website
www.ribbonglobal.com/

Scores, 0 to 10

6.0United Kingdom
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Fast digital onboarding
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
6.0Online businesses: e-commerce and SaaS
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Lowest fees
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Fintech companies that need a partner bank
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Startups & VC-backed companies
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.0Business cards (Visa, Mastercard)
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
4.0Cross-border payments, FX and multi-currency accounts
Its own business page names SWIFT, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source
4.0Financial strength & stability
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
3.5Trade, manufacturing & import-export
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
2.0Best interest on business balances
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.