Revolut

Digital bank · London, United Kingdom

Revolut is a London-based banking group with more than 80 million customers in 40 countries. Revolut Bank UAB holds a Lithuanian licence passported across the EEA, and the PRA lifted restrictions on Revolut Bank UK Ltd on 11 March 2026 after a 20-month mobilisation. It also holds banking licences in Mexico, Australia and France. Revolut Business serves over 750,000 companies on plans from GBP 10 to GBP 90 a month with interbank FX up to a monthly allowance. Total assets reached GBP 43.0 billion at the end of 2025.

Legal name: Revolut Group Holdings Ltd
Regulated by: PRA and FCA (Revolut Bank UK Ltd; Revolut Ltd e-money institution), ECB and Bank of Lithuania (Revolut Bank UAB, EEA passport), CNBV Mexico (banking licence, January 2026), APRA Australia (unrestricted banking licence, July 2026), ACPR France and ECB (full banking licence, August 2026), Reserve Bank of India (PPI licence, April 2025), OCC and FDIC (US bank charter application filed March 2026)
Licence confirmed: yes, on a regulator's own list
Established: 2015
Website: www.revolut.com

Scores, 0 to 10

9.5Customer satisfaction

Trustpilot 4.7 out of 5 from 455,140 reviews, 80% five-star and 7% one-star. · source

9.0Fast digital onboarding

Fully in-app onboarding that added 33% more business customers in 2025 to more than 750,000. · source

9.0Business cards (Visa, Mastercard)

Physical and virtual corporate cards, up to 3 physical and 50 virtual per team member, virtual cards issued instantly at no cost, first physical card per member free and extra cards from GBP 4.99 delivery. · source

8.5Europe (EU, EEA, Switzerland)

Revolut Bank UAB operates as a licensed bank in 30 countries with local IBANs in Ireland, France, the Netherlands and Spain and a new French banking licence in August 2026. · source

8.5United Kingdom

Revolut Bank UK Ltd exited mobilisation on 11 March 2026 and offers FSCS-protected accounts to retail and business customers. · source

8.0Crypto wallet and custody for a business

Revolut Business lets a company buy, hold, send and receive 279 tokens in the name of the business, with custom team roles for crypto permissions, under an FCA crypto registration in the UK and MiCA CASP licence 001/2025 from CySEC for Revolut Digital Assets Europe in the EEA. · source

8.0On-ramp: buy crypto with fiat

Crypto is bought straight from the company's fiat balance in the Business app, and Revolut X for business charges 0% maker and 0.09% taker fees on 250+ tokens, though business purchase limits are not published. · source

8.0Off-ramp: crypto to fiat in a business account

A company can sell crypto back into its fiat balances in the same account and receive crypto from external wallets before selling, with no transfer to a separate bank needed; payout limits and review times are not published. · source

8.0Bitcoin

Bitcoin can be bought, held, sent and received in a Revolut Business account and traded on Revolut X, with no business extras such as bitcoin-backed lending found, checked September 2026. · source

7.5Best interest on business balances

Business savings pay 2.15%, 2.65% or 3.3% AER by plan, capped at GBP 500,000 on Grow, GBP 1 million on Scale and GBP 2 million on Enterprise. · source

7.5Online businesses: e-commerce and SaaS

In-house acquiring from 0.8% plus GBP 0.02 per transaction, payment links and multi-currency settlement. Plans from GBP 10 a month with interbank FX allowances of GBP 1,000 to 60,000, virtual cards on every plan, savings up to 3.3% AER on Scale and card acceptance from 0.8% plus GBP 0.02. · source

7.5Foreign-owned & non-resident companies

The company must be registered in the UK or EEA (or the US) and the applicant must live in the UK, EEA, US, Australia, Singapore or India; other countries go on a waiting list. · source

7.5Ethereum

Ether and a wide range of ERC-20 tokens are available on the same business terms, but staking is not advertised for business accounts on the pages I opened. · source

7.5Stablecoins (USDC, USDT and others)

Revolut Business advertises sending and receiving USDT and USDC to and from customers and suppliers, and the FCA named Revolut in February 2026 among firms testing a sterling stablecoin, which is not yet live. · source

6.0Asia-Pacific (SG, HK, AU, JP, KR)

APRA granted an unrestricted Australian banking licence in July 2026; also live in Singapore and Japan. · source

6.0Cross-border payments, FX and multi-currency accounts

25 plus currencies with interbank-rate exchange up to a monthly allowance of GBP 1,000 to GBP 60,000 by plan, then a markup applies. 25 plus currencies, bulk transfers and API access, but no cash pooling or trade instruments. · source

6.0Lowest fees

Basic GBP 10, Grow GBP 30 and Scale GBP 90 a month; free local transfers limited to 10, 100 and 1,000 respectively and free international transfers to 0, 5 and 25. · source

6.0Startups & VC-backed companies

Fast onboarding and free-tier plans, but no venture debt or startup banking unit; startups get the standard SME plans. · source

6.0Financial strength & stability

Unrated, but licensed bank with GBP 4.9 billion CET1 capital and USD 2.3 billion 2025 profit before tax; offset by the 2025 Lithuanian AML fine and 2026 ECB restrictions. · source

5.5Latin America, Africa & South Asia

Launched full banking operations in Mexico on 27 January 2026 with over USD 100 million capital, holds an Indian PPI licence and applied for a Peruvian bank licence. · source

5.0United States

Serves US customers since 2020 without its own charter; applied for a US banking licence with the OCC and FDIC on 5 March 2026. · source

5.0Crypto-friendly bank

FCA crypto-asset registration since September 2022, an EU MiCA licence and the Revolut X exchange, but no published policy on onboarding crypto businesses. · source

4.5Accept crypto payments

Businesses can receive USDT and USDC from customers into their Revolut Business account, but Revolut Pay and card acquiring take fiat in 32 currencies only, with no crypto checkout or published crypto acceptance fees, checked September 2026. · source

3.0Fintech companies that need a partner bank

No safeguarding, BaaS or agency banking product for payment firms appears on the business pricing page; Revolut competes with them instead. · source

2.0Trade, manufacturing & import-export

No letters of credit, guarantees or documentary collections are offered. · source

1.0High-risk verticals (iGaming, cannabis, adult, forex)

The unsupported industries list names adult content and services, gambling and quasi-cash merchants, cannabinoids and controlled chemicals and unregulated or high-risk financial services. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.