Bank Index

Providence Bank (NC)

Bank · Rocky Mount, United States · overall 5.5 / 10

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How this 5.5 is built

Average of 6 scored needs: 5.5. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Providence Bank is recorded in the global register as a bank in Rocky Mount, United States. The register shows its licence as licensed. Total assets 1.51 bn USD at 2026-06-30. It reports 10 offices. Established 2006. Collected from open registers.

Legal name
Providence Bank
Licence confirmed
yes, on a regulator's own list
Established
2006
Website
www.pbknc.com/

Scores, 0 to 10

8.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “40 Waive the $10 monthly service fee when you have: A $4,000 minimum daily account balance or A $15,000 average daily balance in total deposits or At” · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.