Bank Index

PRINCIPAL BANK

Bank · Des Moines, United States · overall 5.0 / 10

Open in Bank Index

How this 5.0 is built

Average of 6 scored needs: 5.0. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. Scores set by its kind of institution.

Principal Bank is recorded in the global register as a bank in Des Moines, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 9.84 bn USD at 2026-06-30. It reports 1 offices. Established 1998. Collected from open registers. We have not checked this company by hand yet.

On its own website: “Let’s keep your finances simple. Insure what you have. Invest when you’re ready. Retire with confidence.”

Legal name
Principal Bank
Regulated by
Federal Deposit Insurance Corporation
Licence confirmed
yes, on a regulator's own list
Established
1998
LEI
549300GJUS3RD4RG4D56
Website
principal.com

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Financial strength & stability
Financial strength placed by total assets from the public register. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.