Prairie State Bank & Trust

Bank · Springfield, United States · overall 5.3 / 10

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Prairie State Bank and Trust is recorded in the global register as a bank in Springfield, United States. The register shows its licence as licensed. Total assets 0.84 bn USD at 2026-06-30. It reports 19 offices. Established 1988. Collected from open registers.

On its own website: “Prairie State Bank and Trust a community bank with 19 locations throughout Central Illinois with business or personal banking, loans and financial services.”

Legal name: Prairie State Bank and Trust
Licence confirmed: yes, on a regulator's own list
Established: 1988
LEI: 2549001E11O22GGBEL86
Website: www.psbank.net/

Scores, 0 to 10

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Lowest fees

The bank's own page names a monthly account charge, and per-item pricing on top of it. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$8.00 Monthly Maintenance fee $ .15 per debit/credit/ACH item $ .09 per item deposited Benefits Unlimited transactions per month Free Business Debit Card Access to other” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.