Bank Index
PostFinance AG
Bank · Bern, Switzerland · overall 4.9 / 10
How this 4.9 is built
Average of 6 scored needs: 4.9. Regulation in Switzerland: 98/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.
Swiss postal financial institution with a banking licence
On its own website: “PostFinance bietet innovative, umfassende Finanzdienstleistungen in den Teilmärkten Zahlen, Anlegen, Vorsorgen und Finanzieren.”
- Legal name
- PostFinance AG
- Regulated by
- Swiss Financial Market Supervisory Authority FINMA
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1906
- LEI
- 5299000LHOLXRRD8L428
- Website
- www.postfinance.ch/de/privat.html
Scores, 0 to 10
6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Cross-border payments, FX and multi-currency accounts
Its own business page names SEPA, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.