Ponce Bank

Bank · Bronx, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Ponce Bank, National Association is recorded in the global register as a bank in Bronx, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 3.48 bn USD at 2026-06-30. It reports 14 offices. Established 1960. Collected from open registers.

On its own website: “Discover Ponce Bank's community-focused banking solutions with no monthly fees, free ATMs, and programs designed to empower your financial future. Join us today.”

Legal name: Ponce Bank, National Association
Regulated by: Federal Deposit Insurance Corporation
Licence confirmed: yes, on a regulator's own list
Established: 1960
Website: poncebank.com

Scores, 0 to 10

8.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$1,500 Minimum balance, $7 monthly service charge if daily balance falls below $1,500 Up to 1,000 transaction items per month without a fee Up to $10,” · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.