PLAINSCAPITAL BANK

Bank · University Park, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

PlainsCapital Bank is recorded in the global register as a bank in University Park, United States. The register names Federal Deposit Insurance Corporation as its regulator and shows the licence as active. Total assets 12.68 bn USD at 2026-06-30. It reports 57 offices. Established 1955. Collected from open registers.

On its own website: “PlainsCapital Bank, one of the largest banks in Texas, offers leading services including personal banking, commercial banking, and wealth management.”

Legal name: PlainsCapital Bank
Regulated by: Federal Deposit Insurance Corporation
Licence confirmed: yes, on a regulator's own list
Established: 1955
LEI: 549300OBLIP1F3NM5751
Website: plainscapital.com

Scores, 0 to 10

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Monthly fee: $0 or $10 depending on conditions (see full comparison for details) Business Debit Card with unlimited debit card transactions Free virtu” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.