Bank Index

Paytrail

E-money or payment institution · Finland · overall 4.7 / 10

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How this 4.7 is built

Average of 10 scored needs: 4.7. Regulation in Finland: 100/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Paytrail Oyj is recorded in the global register as an e-money or payment institution in Finland. The register names Finnish Financial Supervisory Authority as its regulator and shows the licence as licensed. Established 2007. Collected from open registers.

On its own website: “Paytrail on suurin suomalainen verkkomaksuyhtiö ja käytetyin maksupalvelu verkkokaupoissa, -palveluissa ja sovelluksissa.”

Legal name
Paytrail Oyj
Regulated by
Finnish Financial Supervisory Authority
Licence confirmed
yes, on a regulator's own list
Established
2007
LEI
7437003D9H4OC3YGZU05
Website
www.paytrail.com/

Scores, 0 to 10

6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Fast digital onboarding
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
6.0Online businesses: e-commerce and SaaS
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Fintech companies that need a partner bank
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Startups & VC-backed companies
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.0Cross-border payments, FX and multi-currency accounts
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.0Business cards (Visa, Mastercard)
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
4.5Lowest fees
The monthly fee is EUR 14.9. Transfer and card prices were not part of this evidence, so the score speaks for the monthly fee. (S) Read as: “month” · source
4.0Financial strength & stability
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
3.5Trade, manufacturing & import-export
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
2.0Best interest on business balances
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.