Bank Index

PAYSERA ALBANIA SH.P.K.

E-money or payment institution · Albania · overall 4.8 / 10

Open in Bank Index

How this 4.8 is built

Average of 10 scored needs: 4.8. Regulation in Albania: 54/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

PAYSERA ALBANIA SH.P.K. is recorded in the global register as an e-money or payment institution in Albania. The register names Bank of Albania as its regulator and shows the licence as licensed. Collected from open registers.

On its own website: “Mënyra më e shpejtë për të dërguar dhe përfituar para, këmbyer valuta dhe mbledhur pagesa kudo në botë përmes Internetit ose mesazheve SMS.”

Regulated by
Bank of Albania
Licence confirmed
yes, on a regulator's own list
Website
www.paysera.al/v2/sq-AL/index

Scores, 0 to 10

6.0Latin America, Africa & South Asia
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Fast digital onboarding
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
6.0Online businesses: e-commerce and SaaS
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Lowest fees
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Fintech companies that need a partner bank
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.5Startups & VC-backed companies
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
5.0Business cards (Visa, Mastercard)
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
4.5Cross-border payments, FX and multi-currency accounts
Its own business page names SEPA, SEPA Instant, so payments can leave the country. The score stops at 4.5 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source
4.0Financial strength & stability
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
3.5Trade, manufacturing & import-export
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source
2.0Best interest on business balances
An e-money or payment institution: it moves money and issues accounts but takes no deposits and lends nothing. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.