Bank Index

PayPo

Lender or credit institution · Poland · overall 3.0 / 10

Open in Bank Index

How this 3.0 is built

Average of 10 scored needs: 3.0. Regulation in Poland: 75/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. Scores set by its kind of institution.

A Polish buy now pay later provider letting shoppers pay thirty days after delivery.

On its own website: “Sprawdź płatności PayPo. Kup teraz, zapłać później swoje zakupy.👌 Kupuj online, a z naszą aplikacją także stacjonarnie i za granicą.”

Regulated by
Polish Financial Supervision Authority (KNF)
Licence confirmed
yes, on a regulator's own list
Website
paypo.pl

Scores, 0 to 10

7.0Licence and supervision
Placed from how well the registers prove the licence: A confirmed on a public register, B a regulator is named, C only listed.
6.0Europe (EU, EEA, Switzerland)
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Working capital and credit lines
This is what an institution of this kind does, according to the register that lists it. The actual terms of this company have not been read yet.
5.0Fast digital onboarding
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
4.5Trade, manufacturing & import-export
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
4.0Lowest fees
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
4.0Startups & VC-backed companies
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
3.5Financial strength & stability
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
2.0Cross-border payments, FX and multi-currency accounts
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
2.0Online businesses: e-commerce and SaaS
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
1.5Best interest on business balances
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
1.5Business cards (Visa, Mastercard)
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
1.5High-risk verticals (iGaming, cannabis, adult, forex)
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source
1.0Crypto-friendly bank
It lends money and takes no deposits, so it covers borrowing and not day to day banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.