Bank Index

Owen County State Bank

Bank · Spencer, United States · overall 4.9 / 10

Open in Bank Index

How this 4.9 is built

Average of 6 scored needs: 4.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Owen County State Bank is recorded in the global register as a bank in Spencer, United States. The register shows its licence as licensed. Total assets 0.39 bn USD at 2026-06-30. It reports 7 offices. Established 1934. Collected from open registers.

On its own website: “Local People. Local Banking. Serving the financial goals of customers in 5 counties in southern Indiana. We keep our customers best interest at heart in everything we do.”

Legal name
Owen County State Bank
Licence confirmed
yes, on a regulator's own list
Established
1934
LEI
54930004Z0FN1LYUET14
Website
ocsbank.com

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Financial strength & stability
· source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.