Old National Bank

Commercial bank · Evansville, United States

Old National Bank is a national bank chartered by the OCC and insured by the FDIC under certificate 3832. It held USD 73.9 billion of assets and USD 57.0 billion of deposits at 30 June 2026 across 360 offices in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, North Dakota, Tennessee and Wisconsin. For companies it sells deposit accounts, commercial loans and a domestic treasury management set covering ACH origination, wire transfers, controlled disbursement, positive pay, remote deposit capture, lockbox and cash vault. Its parent Old National Bancorp trades on Nasdaq as ONB and closed the purchase of Minnesota-based Bremer Bank in October 2025.

Legal name: Old National Bank
Regulated by: OCC (national bank charter), FDIC (deposit insurance, certificate 3832), Federal Reserve (holding company Old National Bancorp)
Licence confirmed: yes, on a regulator's own list
Established: 1834
Website: www.oldnational.com

Scores, 0 to 10

7.0Financial strength & stability

USD 74.19 billion of assets and USD 56.1 billion of deposits at 30 June 2026, record quarterly net income of USD 249.4 million and tangible common equity at 7.68% of tangible assets. · source

6.0United States

OCC national bank charter with FDIC certificate 3832 and 360 offices, but the network covers only nine states rather than the whole country. · source

6.0Customer satisfaction

The Trustpilot page holds only 16 reviews, too few to quote. The usable sample is the App Store, where Old National Mobile is rated 4.7 out of 5 from 54,988 ratings, though the ONPointe treasury app has 14. · source

5.0On-ramp: buy crypto with fiat

Evidence is thin and comes from an exchange: CEX.IO's June 2026 guide says Old National debit cards and ACH transfers work with regulated exchanges and no public restrictions apply, while the bank itself publishes no rule for business payments to exchanges. · source

4.5Off-ramp: crypto to fiat in a business account

Evidence is thin: Old National publishes no source-of-funds process for exchange proceeds and no reports of returned wires were found; its 2025 Form 10-K treats digital assets as an area of added scrutiny, which suggests case-by-case review. · source

4.0Cross-border payments, FX and multi-currency accounts

The treasury management pages name ACH, wires, lockbox and cards and contain no foreign exchange, international payment or multi-currency service. Treasury management covers ACH origination, wires, controlled disbursement, positive pay, remote deposit capture, lockbox and cash vault, all in US dollars only. · source

4.0Lowest fees

Business accounts are sold through banking centers and no price list for business checking is published on the treasury management pages. · source

4.0Best interest on business balances

Business deposit and money market products are sold through branches and no business deposit rate is published alongside the treasury products. · source

4.0Fast digital onboarding

Business relationships run through 360 banking centers with a banker, and no online business account opening time is published. · source

4.0Business cards (Visa, Mastercard)

Payroll and purchasing cards are listed under payables, but no virtual card issuing or per-card spend control is described. · source

3.0Crypto-friendly bank

Old National publishes no policy on crypto businesses; the treasury management pages list only payables, receivables, fraud and card services. · source

3.0Fintech companies that need a partner bank

No safeguarding accounts, sponsor banking, BIN sponsorship or agency banking programme for payment firms is described. · source

3.0Online businesses: e-commerce and SaaS

Receivables services stop at remote deposit capture, lockbox and cash vault; there is no card acquiring or multi-currency collection account. No banking API, multi-currency receiving account or accounting integration is described in the business product set. · source

3.0Startups & VC-backed companies

The bank runs no startup, venture debt or innovation banking unit; business banking is organised by region and industry instead. · source

3.0Trade, manufacturing & import-export

Letters of credit, guarantees, documentary collections and supply chain finance do not appear in the published treasury product set. · source

3.0Foreign-owned & non-resident companies

Accounts are opened at banking centers in nine states and the bank publishes nothing about foreign-owned or non-resident-directed companies. · source

3.0High-risk verticals (iGaming, cannabis, adult, forex)

Old National publishes no policy on gambling, cannabis, adult or forex clients and lists no such vertical among its business lines. · source

2.0Stablecoins (USDC, USDT and others)

Old National is a design partner and investor in the Cari tokenized deposit network, whose full product suite for the pilot banks was delivered on 31 July 2026 ahead of production; these are tokenized deposits rather than stablecoins, and no business client can use them yet. · source

1.0Crypto wallet and custody for a business

Old National holds no crypto for business clients; its 2025 Form 10-K mentions stablecoins and digital assets only as competition and regulatory risks, with no custody product, checked September 2026. · source

1.0Accept crypto payments

The treasury management pages list payables, receivables, fraud and card services with no crypto or stablecoin acceptance, checked September 2026. · source

1.0Bitcoin

Old National offers no bitcoin buying, custody or transfer to any client, checked September 2026. · source

1.0Ethereum

Old National offers no ether trading, custody or staking to any client, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.