Oconee State Bank

Bank · Watkinsville, United States · overall 5.2 / 10

How this 5.2 is built

Average of 6 scored needs: 5.2. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Oconee State Bank is recorded in the global register as a bank in Watkinsville, United States. The register shows its licence as licensed. Total assets 0.74 bn USD at 2026-06-30. It reports 7 offices. Established 1960. Collected from open registers.

On its own website: “One of the strengths of the bank, is its knowledge of its customers and focus on serving and taking care of its employees, customers, and community.”

Legal name: Oconee State Bank
Licence confirmed: yes, on a regulator's own list
Established: 1960
LEI: 254900OPB6J0NM26JY33
Website: oconeestatebank.com

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Financial strength & stability

· source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Monthly Maintenance Fee A service charge of $10 is not assessed if you maintain a minimum daily balance of $5000. Monthly statement fee This account is subject to a $5 pa” · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.