Bank Index

OCEANFIRST BANK, NATIONAL ASSOCIATION

Bank · Toms River, United States · overall 5.8 / 10

Open in Bank Index

How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

OceanFirst Bank, National Association is recorded in the global register as a bank in Toms River, United States. The register shows its licence as licensed. Total assets 23.17 bn USD at 2026-06-30. It reports 73 offices. Established 1902. Collected from open registers.

On its own website: “Reach your financial goals with personalized banking solutions for individuals and businesses from OceanFirst. Explore our accounts, loans, and digital tools.”

Legal name
OceanFirst Bank, National Association
Licence confirmed
yes, on a regulator's own list
Established
1902
LEI
5493002N5168AC238149
Website
oceanfirst.com

Scores, 0 to 10

7.5Lowest fees
The account has no monthly fee. It stops short of 10 because international transfer and card prices were not part of this evidence. (Business Interest Checking) Read as: “No monthly service fee” · source
7.0Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.