North Alabama Bank

Commercial bank · Hazel Green, United States

North Alabama Bank is a state-chartered community bank in Hazel Green, Alabama, founded in 1989 and insured by the FDIC under certificate 27560. At 30 June 2026 it held USD 178.6 million of assets and USD 156.0 million of deposits across four offices. Its business offer is local: business checking, savings, commercial and agricultural lending and retirement investment options, all arranged by phone or in a branch. The whole business banking page consists of a link to a 2023 PDF brochure, a paragraph on investment options and a phone number, so there is no published fee schedule, no online business application and no international payment product.

Legal name: North Alabama Bank
Regulated by: FDIC, Alabama State Banking Department
Licence confirmed: yes, on a regulator's own list
Established: 1989
Website: www.northalabamabank.com

Scores, 0 to 10

6.0Financial strength & stability

Equity of USD 20.4 million against USD 178.6 million of assets (11.4 percent) with ROE of 13.66 percent at 30 June 2026, FDIC insured, but unrated and tied to one local economy. · source

4.0United States

An Alabama state charter with four offices and USD 178.6 million of assets at 30 June 2026; business accounts are opened locally and there is no online application. · source

4.0Best interest on business balances

The business page mentions retirement and short-term investment options but publishes no rate for any business deposit product. · source

4.0Customer satisfaction

There is no Trustpilot profile for northalabamabank.com and the CFPB complaint database returns no company matching North Alabama Bank, so no service record can be read either way. · source

3.5Lowest fees

No business fee schedule is published; the business page offers only a 2023 PDF brochure and a phone number. · source

3.5Business cards (Visa, Mastercard)

The business banking page describes no card product; card information exists only inside a 2023 PDF brochure, and no virtual cards or spend controls are advertised. · source

3.0Crypto-friendly bank

The site publishes no policy on cryptocurrency businesses; the business section lists only checking, savings, loans and investment options. · source

3.0Fast digital onboarding

There is no online business account application; the business page directs applicants to call customer service at 256-828-9500. · source

3.0Online businesses: e-commerce and SaaS

The business page lists no card acquiring or merchant services and no online collection accounts. No API, no accounting integration and no multi-currency receiving account; a software company selling abroad would collect nothing here. · source

3.0Startups & VC-backed companies

No startup or innovation banking programme; the business offer is checking, lending and investment options. · source

3.0High-risk verticals (iGaming, cannabis, adult, forex)

The bank publishes no prohibited-activities list and no policy on gambling, cannabis, adult or forex businesses. · source

2.0Cross-border payments, FX and multi-currency accounts

The site lists no international transfer, no foreign currency account and no SWIFT service; products are dollar checking, savings and loans. Single-currency accounts with no cash pooling, no API and no host-to-host connection described on the site. · source

2.0Fintech companies that need a partner bank

No safeguarding accounts, BIN sponsorship or agency banking offer appears anywhere on the site. · source

2.0Trade, manufacturing & import-export

No letters of credit, guarantees or documentary collections are described on the site. · source

2.0Foreign-owned & non-resident companies

Accounts are opened by phone or in one of four Alabama offices and no remote or non-resident onboarding path is published. · source

1.0Crypto wallet and custody for a business

North Alabama Bank's business page lists time deposits, payroll, night deposit, safe deposit boxes and foreign exchange, with no crypto holding of any kind, checked September 2026. · source

1.0Accept crypto payments

No merchant crypto acceptance is offered; the business page names no card acquiring or crypto service, checked September 2026. · source

1.0Bitcoin

No bitcoin buying, custody or transfer appears on the bank's business or investment pages, which offer only CDs and IRAs, checked September 2026. · source

1.0Ethereum

No ether or token service appears on the bank's business or investment pages, checked September 2026. · source

1.0Stablecoins (USDC, USDT and others)

No stablecoin accounts, payouts or tokenized deposit project appear on the bank's site, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.