NBT Financial Bank

Bank · Fort Worth, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

NBT Financial Bank is recorded in the global register as a bank in Fort Worth, United States. The register shows its licence as licensed. Total assets 0.62 bn USD at 2026-06-30. It reports 6 offices. Established 1973. Collected from open registers.

On its own website: “NBT Financial: Locally Owned, Independent, Community Bank providing personal, small business & commercial services. Learn More.”

Legal name: NBT Financial Bank
Licence confirmed: yes, on a regulator's own list
Established: 1973
LEI: 549300MG89EBZCEXXT24
Website: www.nbt.bank/

Scores, 0 to 10

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

6.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “00 Monthly Service Charges $4.95 Analysis based on services used” · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.