Bank Index

MountainOne Bank

Bank · North Adams, United States · overall 5.6 / 10

Open in Bank Index

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

MountainOne Bank is recorded in the global register as a bank in North Adams, United States. The register shows its licence as licensed. Total assets 1.08 bn USD at 2026-06-30. It reports 6 offices. Established 1848. Collected from open registers.

On its own website: “8-Month CD | 3.90% APY1 Join the herd and watch your savings climb. Open a new CD today! CD Specials A New Partnership The Parent Companies of MountainOne Bank and Mechanics Cooperative Bank have merged into a combined Mutual Holding Company, MountainOne Financial, MHC. Learn More About Our New Partnership First-time H”

Legal name
MountainOne Bank
Licence confirmed
yes, on a regulator's own list
Established
1848
LEI
5493002578XYSRFY2C51
Website
www.mountainone.com/

Scores, 0 to 10

8.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Lowest fees
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.