Moomoo Financial Singapore

Broker or investment firm · Singapore, Singapore

Moomoo Financial Singapore Pte. Ltd. is the Singapore broking entity of Futu Holdings, listed on Nasdaq since March 2019. It runs the moomoo app for individual investors, offering shares in Singapore, the United States, Hong Kong, Japan and Korea, plus ETFs, REITs, options, US Treasuries, crypto and the Cash Plus, Income Plus and Fund Plus cash-management products. It holds three MAS approvals: Capital Markets Services licence CMS101000, Major Payment Institution licence PS20200617 and exempt financial adviser status, and it runs physical stores in Singapore shopping centres. This is a retail investment platform, not a business bank: the public pages describe individual trading accounts and list no company account, business card or payment product for a firm.

Legal name: Moomoo Financial Singapore Pte. Ltd.
Regulated by: Monetary Authority of Singapore (Capital Markets Services licence CMS101000), Monetary Authority of Singapore (Major Payment Institution licence PS20200617)
Licence confirmed: yes, on a regulator's own list
Established: 2021
Website: www.moomoo.com/sg

Scores, 0 to 10

6.5Financial strength & stability

Backed by Nasdaq-listed Futu Holdings, which reported 3.37 million funded accounts, about USD 158.4 billion of client assets and about USD 2.9 billion of revenue for 2025, and the Singapore entity holds a full MAS Capital Markets Services licence. · source

5.5Asia-Pacific (SG, HK, AU, JP, KR)

Licensed only in Singapore, with MAS Capital Markets Services licence CMS101000 and Major Payment Institution licence PS20200617, giving trading access to Singapore, Hong Kong, Japan and Korea but no company accounts and no other APAC licence under this entity. · source

5.0Customer satisfaction

Trustpilot rates moomoo 3.4 out of 5 from 506 reviews and labels it Average. · source

4.5On-ramp: buy crypto with fiat

Users buy crypto directly with SGD or USD moved from their securities account, and moomoo offers corporate accounts to funds and family offices, but it does not say those corporate accounts can activate crypto, so business access is unconfirmed. · source

4.0Crypto wallet and custody for a business

Moomoo SG holds crypto in a separate crypto account under its MAS Major Payment Institution licence PS20200617 and now accepts incoming BTC, ETH, XRP and USDC, but its help centre says only eligible clients may open that account and names no corporate route, so it reads as an individual product. · source

4.0Off-ramp: crypto to fiat in a business account

Crypto can be sold for SGD or USD and cash withdrawn to a local bank, and incoming crypto deposits clear in about four hours or up to three business days on manual review, all within the individual crypto account, checked September 2026. · source

4.0Bitcoin

Bitcoin can be bought, held and deposited in via the Bitcoin network with a 0.0002 BTC minimum, but the product is the retail crypto account and crypto withdrawals are not offered, checked September 2026. · source

4.0Ethereum

Ether can be bought, held and deposited in via ERC20, with no staking and no crypto withdrawals, inside the retail crypto account, checked September 2026. · source

4.0Stablecoins (USDC, USDT and others)

USDC spot trading opened on 11 November 2025 and USDT is also listed, with USDC deposits on ERC20 from 10 USDC, but only as trading in the individual crypto account, with no business payouts. · source

3.5Lowest fees

There is no business account to price; the brokerage headline is zero commission on stocks, ETFs and crypto with an asterisk saying terms and other fees apply, and margin from 2.8%. · source

3.5Best interest on business balances

Cash Plus, Income Plus and Fund Plus give investors a place to hold idle cash, but no rate is published on the Singapore home page and none of these is a business balance or treasury sweep. · source

3.5Fast digital onboarding

An individual account opens online in 1 to 3 business days with a passport and proof of address, but there is no company application at all. · source

3.0Crypto-friendly bank

Crypto trading is offered to individual investors under the MAS Major Payment Institution licence, but moomoo Singapore publishes no policy on onboarding crypto exchanges, miners or VASPs and offers no fiat account to a business. · source

3.0Foreign-owned & non-resident companies

A foreigner not resident in Singapore can open a personal trading account with a passport and proof of address from where they live, but no company, local or foreign-owned, can hold an account. · source

2.0Cross-border payments, FX and multi-currency accounts

Currency exchange happens inside a brokerage account so that a client can settle trades in five markets; there is no payment account, no SWIFT or local payout rail and no published FX margin. No multi-currency operating account, no cash pooling, no host-to-host connection and no corporate account structure; the product is a personal brokerage app. · source

2.0High-risk verticals (iGaming, cannabis, adult, forex)

moomoo Singapore's public pages describe individual investment accounts only, so licensed gambling, cannabis, adult or forex operators cannot be onboarded as clients at all. · source

1.5Startups & VC-backed companies

No company accounts, no venture debt and no startup programme; the only relevance to a founder is a personal trading account. · source

1.5Business cards (Visa, Mastercard)

The Singapore product range listed on the site is stocks, ETFs, REITs, options, US Treasuries, crypto and cash-management funds; no business debit or credit card is offered. · source

1.0Fintech companies that need a partner bank

No safeguarding or client-money accounts for EMIs, no BIN sponsorship and no correspondent banking; moomoo is a broker serving individual investors. · source

1.0Online businesses: e-commerce and SaaS

No acquiring, no collection accounts and no marketplace payouts; the platform sells investment products. No receiving accounts, no accounting integrations and no revenue-based financing; a software company cannot bank here. · source

1.0Trade, manufacturing & import-export

No letters of credit, guarantees, collections or supply-chain finance anywhere in the product range. · source

1.0Accept crypto payments

Moomoo SG is a broker and payment token dealer with no merchant acceptance of crypto, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.