Mollie

Payment service provider · Amsterdam, Netherlands

Mollie is a Dutch payment service provider supervised by De Nederlandsche Bank and registered with the Dutch Chamber of Commerce under number 30204462. It sells online and in-person payments to more than 250,000 businesses in Europe and the UK, and has added a business account, invoicing, payment links and financing on top of the processing. Pricing is published per payment method: 1.80% plus EUR 0.25 for European consumer Visa and Mastercard, 2.90% plus EUR 0.25 for European commercial cards, 3.25% plus EUR 0.25 for non-European cards and EUR 0.35 for SEPA Direct Debit, with interchange plus plus pricing above EUR 100,000 a month. Customer money is held in a separate foundation, Stichting Mollie Payments.

Legal name: Mollie B.V.
Regulated by: De Nederlandsche Bank
Licence confirmed: yes, on a regulator's own list
Established: 2004
Website: www.mollie.com

Scores, 0 to 10

8.0Europe (EU, EEA, Switzerland)

Licensed and supervised by De Nederlandsche Bank, with euro pricing published per payment method and iDEAL, SEPA transfer and SEPA Direct Debit native. · source

8.0Online businesses: e-commerce and SaaS

Card acquiring, iDEAL and other local methods, in-person payments, payment links, invoicing and recurring billing, all with published rates. Recurring billing, invoicing, payment links and an embedded platform product aimed at SaaS and marketplace builders, with published per-transaction rates. · source

7.5Lowest fees

Published pricing with no minimum, no lock-in and no monthly fee: 1.80% plus EUR 0.25 for European consumer cards and EUR 0.35 for SEPA Direct Debit. · source

7.5Customer satisfaction

Trustpilot 4.4 out of 5 from 12,802 reviews, 79% five-star and 11% one-star. · source

7.0Fast digital onboarding

Signup is online and Mollie advertises easy setup with no setup cost, though Trustpilot reviewers report compliance holds after onboarding. · source

6.5Fintech companies that need a partner bank

Mollie sells an embedded platform product where it carries the licensing, compliance and financial risk for SaaS and marketplace partners. · source

6.0United Kingdom

Mollie serves the UK and describes offices from Lisbon to London, and it has bought the FCA-authorised GoCardless, but it publishes no separate UK licence or UK price list. · source

6.0Startups & VC-backed companies

Self-serve signup with published pricing and no minimum volume suits an early-stage merchant, but there is no startup programme or venture debt. · source

5.5Financial strength & stability

Supervised by De Nederlandsche Bank with customer money in a separate foundation, and able to fund a EUR 1.05 billion acquisition, but privately held, unrated and publishing no balance sheet. · source

4.5Foreign-owned & non-resident companies

Mollie serves businesses across Europe and the UK, but publishes no policy on companies owned or directed from outside those markets. · source

4.0Cross-border payments, FX and multi-currency accounts

Pricing separates European from non-European cards but Mollie publishes no currency list, no settlement currency options and no FX margin. A business account, invoicing and payment links, but no multi-currency accounts, cash pooling or hedging. · source

4.0Business cards (Visa, Mastercard)

Mollie accepts cards rather than issuing them; no business debit or credit card appears in the published product set. · source

3.0Crypto-friendly bank

Mollie publishes no policy on crypto businesses on its pricing or company pages. · source

3.0Best interest on business balances

The business account holds settlement balances but Mollie publishes no interest rate, savings product or treasury sweep. · source

3.0High-risk verticals (iGaming, cannabis, adult, forex)

No published onboarding path for gambling, cannabis, adult or forex operators; Trustpilot replies show Mollie removing accounts on compliance grounds. · source

2.5On-ramp: buy crypto with fiat

Mollie's list of products and services it does not accept names crypto currency trading, so exchanges cannot use it; it publishes no rule on merchants sending Business Account funds to exchanges, so evidence for that path is thin. · source

2.0Off-ramp: crypto to fiat in a business account

With crypto trading on Mollie's prohibited list and no published source-of-funds process for exchange proceeds, a company should not expect Mollie to take in money from crypto sales, checked September 2026. · source

1.5Trade, manufacturing & import-export

No letters of credit, guarantees or supply chain finance; Mollie offers merchant financing against processed volume only. · source

1.0Crypto wallet and custody for a business

Mollie holds only euro and other fiat balances for merchants under its Dutch payment institution licence and offers no crypto wallet or custody, checked September 2026. · source

1.0Accept crypto payments

Mollie's checkout covers cards, iDEAL, Bancontact, Klarna and bank payments but no bitcoin or stablecoins, and its pricing page lists no crypto method, checked September 2026. · source

1.0Bitcoin

Mollie offers no bitcoin buying, holding, acceptance or transfer, checked September 2026. · source

1.0Ethereum

Mollie offers no ether or token service, checked September 2026. · source

1.0Stablecoins (USDC, USDT and others)

Mollie offers no stablecoin acceptance, settlement or payouts; merchants who want them must add a separate crypto provider, checked September 2026. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.