Minnesota First Credit and Savings, Incorporated

Bank · Rochester, United States · overall 5.8 / 10

How this 5.8 is built

Average of 6 scored needs: 5.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Minnesota First Credit and Savings, Incorporated is recorded in the global register as a bank in Rochester, United States. The register shows its licence as licensed. Total assets 0.03 bn USD at 2026-06-30. It reports 4 offices. Established 1956. Collected from open registers.

On its own website: “If you’re looking for a bank that doesn’t treat you like a number, you found it! Our customers come to us for the personalized banking services we provide.”

Legal name: Minnesota First Credit and Savings, Incorporated
Licence confirmed: yes, on a regulator's own list
Established: 1956
Website: mnfirst.com

Scores, 0 to 10

7.5Lowest fees

The bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “We offer FDIC-insured business savings accounts to support your business needs with no monthly service fees and attractive interest rates. Our business savings accounts are a great option for managing and having access t” · source

7.5Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.