Midstates Bank

Bank · Council Bluffs, United States · overall 5.6 / 10

How this 5.6 is built

Average of 6 scored needs: 5.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Midstates Bank, National Association is recorded in the global register as a bank in Council Bluffs, United States. The register shows its licence as licensed. Total assets 0.65 bn USD at 2026-06-30. It reports 10 offices. Established 1913. Collected from open registers.

On its own website: “Midstates Bank in Western IA offers everything from personal checking accounts and mortgages to agricultural loans and business banking. Explore online.”

Legal name: Midstates Bank, National Association
Licence confirmed: yes, on a regulator's own list
Established: 1913
LEI: 2549002IXACRD1HE6A92
Website: www.midstatesbank.com/

Scores, 0 to 10

8.0Financial strength & stability

· source

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.5Lowest fees

The account escapes its monthly charge only on a condition the bank sets, so the price depends on the balance a business keeps. It reads: “No monthly service charge with average daily balance above $100, and just a $5 monthly service charge otherwise Up to 50 checks per month with no per” · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.