Bank Index

MECHANICS BANK

Bank · Mansfield, United States · overall 4.8 / 10

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How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Mechanics Bank is recorded in the global register as a bank in Mansfield, United States. The register shows its licence as licensed. Total assets 0.90 bn USD at 2026-06-30. It reports 10 offices. Established 1886. Collected from open registers.

On its own website: “There’s always a better way to bank. Let's find yours. As a full-service, independent community bank, we have the freedom to make decisions that are in the best interest of our customers and our neighbors. We offer personal and business banking solutions to make you say "That's Better".”

Legal name
Mechanics Bank
Licence confirmed
yes, on a regulator's own list
Established
1886
Website
www.mymechanics.com/personal/

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Monthly service charge of $14” · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Financial strength & stability
· source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.