Macatawa Bank, National Association

Bank · Holland, United States · overall 4.8 / 10

How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 1 score backed by filings or its own pages.

Macatawa Bank, National Association is recorded in the global register as a bank in Holland, United States. The register shows its licence as licensed. Total assets 3.69 bn USD at 2026-06-30. It reports 28 offices. Established 1997. Collected from open registers.

On its own website: “Macatawa Bank provides Michigan with the resources of a big bank while maintaining the personalized service of a true local community bank.”

Legal name: Macatawa Bank, National Association
Licence confirmed: yes, on a regulator's own list
Established: 1997
Website: www.macatawabank.com/

Scores, 0 to 10

6.0United States

Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source

5.5Cross-border payments, FX and multi-currency accounts

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Best interest on business balances

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Trade, manufacturing & import-export

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

5.0Financial strength & stability

Financial strength placed by total assets from the public register. · source

4.5Fast digital onboarding

Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source

4.0Lowest fees

The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$20 monthly maintenance fee if $2,500 minimum average collected balance not maintained” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.