Bank Index
Lowell Five Bank
Bank · Tewksbury, United States · overall 5.9 / 10
Open in Bank Index
How this 5.9 is builtAverage of 6 scored needs: 5.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.
The Lowell Five Cent Savings Bank is recorded in the global register as a bank in Tewksbury, United States. The register shows its licence as licensed. Total assets 1.90 bn USD at 2026-06-30. It reports 15 offices. Established 1854. Collected from open registers.
On its own website: “170+ years of outside-the-box banking in MA and NH. Big bank lending power with local bankers who know your name. Business & personal banking solutions that work.”
- Legal name
- The Lowell Five Cent Savings Bank
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1854
- Website
- www.lowellfive.com/
Scores, 0 to 10
8.0Financial strength & stability 7.5Lowest feesThe bank's own page states no monthly account fee. The ceiling here is 7.5 and not 10 because transfer and card prices were not read on that page. It reads: “Basic Free Business Checking with no minimum balance requirement, no transaction limits, and no monthly fees.” ·
source 6.0United StatesLicensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. ·
source 5.5Cross-border payments, FX and multi-currency accountsHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 5.0Best interest on business balancesHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 5.0Trade, manufacturing & import-exportHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source 4.5Fast digital onboardingHolds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. ·
source
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