Bank Index

Lloyds Bank Plc

Bank · London, United Kingdom · overall 4.8 / 10

Open in Bank Index

How this 4.8 is built

Average of 6 scored needs: 4.8. Regulation in United Kingdom: 91/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

LLOYDS BANK PLC is recorded in the global register as a bank in London, United Kingdom. The register names PRA / FCA as its regulator and shows the licence as licensed. Established 1995. Collected from open registers.

Legal name
LLOYDS BANK PLC
Regulated by
PRA / FCA
Licence confirmed
yes, on a regulator's own list
Established
1995
LEI
H7FNTJ4851HG0EXQ1Z70
Website
www.lloydsbank.com/

Scores, 0 to 10

6.0United Kingdom
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “The advertised account fee becomes £10 per month after the first year.” · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.0Cross-border payments, FX and multi-currency accounts
Its own business page names SEPA, so payments can leave the country. The score stops at 4.0 because the page did not give the currencies the account holds or the margin on the exchange rate, and the rubric needs both to go higher. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.